1.1 Who is Zoomf
www.zoomf.com (the "web site") is owned by ("us" and "we"):
Trinity Mirror plc.
One Canada Square
Canary Wharf
London
E14 5AP
United Kingdom
You may contact us at this address or by email: info@zoomf.com
1.2 These web site Terms are binding on you
BY BROWSING OR USING THE FEATURES ON THIS WEB SITE YOU AGREE TO BE BOUND BY THESE TERMS OF USE AND OUR PRIVACY POLICY.
IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS YOU MAY NOT USE THIS SITE.
We reserve the right to change the terms under which the web site is offered at any time. Any such change in terms will be effective once reflected in the text of these terms and published on this web page. You should check the terms periodically to ensure that you are aware of and complying with the current version.
1.3 Accuracy of information
We do our best to ensure that the information on the web site is accurate and helpful at all times. However, as this site aggregates and displays information from other web sites, we cannot warrant the accuracy of any information on this web site and cannot be held liable for any use or reliance you may make of or put on it except as specifically agreed with us in any further agreement we may make with you in writing.
1.4 Availability of the Site
We do our best to ensure that the web site operates properly at all times, but we make no warranties as to the availability or accessibility of the web site, and (except as otherwise set out in these terms) we will not be liable for any damages, loss, costs or expenses incurred by you as a result of any lack of availability or accessibility of the web site.
1.5 Our Partners
Our Mortgage Calculator service is provided by Cobalt Capital LLP.
Cobalt Capital LLP is authorised and regulated by the Financial Services Authority. Registered Address: Devonshire House 60 Goswell Road, London, EC1M 7AD. You can verify this on the FSA's Register by visiting the FSA's website:
www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234
By completing and submitting our mortgage enquiry form you are authorising us to pass your personal information and other details you provide to Cobalt Capital, who will at their discretion, contact you to discuss your requirements or otherwise use your data in accordance with Cobalt Capital LLP's privacy policy. We will only use your personal details in accordance with our privacy policy.
The mortgage enquiry feature of the web site only enables us to collect the information required by Cobalt so we may introduce you to Cobalt. We act only to make the introduction so they may advise you on your mortgage requirements. All future communication, any information contained therein and any subsequent use you make of it is your responsibility and we disclaim all liability in relation thereto.
1.6 Links to Other Websites
Any link (be it a hypertext link or other referral device) used on the web site (including the Community Area) is provided solely for the use and convenience of the visitor. The link does not represent any endorsement or recommendation by us and does not mean that we have any association with the linked web site. We are not responsible for the content of any web sites that have links with the web site or for the legal consequences of your entering into any contracts with the third parties that have these linked web sites and we do not accept any liability for any loss, damage, expense, costs or liability whatsoever incurred by you as a result.
1.7 The Mortgage Finder and Price Guide Services
The information and services contained in the Mortgage Finder or Price Guide sections are general in nature, and are not intended as a substitute for advice provided by an independent professional experienced and practicing in that area.
Users are advised to consult with an independent professional and to verify the information they receive.No claims or endorsements are made for any products or services discussed or described in the Mortgage Finder or Price Guide Sections and we disclaim liability for the accuracy of the information contained therein or any consequences arising from any use or misuse of it, to the fullest extent permitted by law.
1.8 Exclusion of Liability
Without prejudice to the limitations and exclusions set out elsewhere in these terms (including clauses 1.3, 1.4, 1.5, 1.6 and 1.7, we will not be liable for any loss, damage, expense, costs, delays or other liability whatsoever (including without limitation any financial losses such as loss of profit) which you may incur as a result of any event beyond our reasonable control (including without limitation any failure of transmission, communication, computer or other facilities or your inability to access the web site for any reason or any failure, error or delay in the sending or receiving of any notice or communication or instruction through the post or any electronic medium).
Where you deal as a consumer, nothing in the exclusions contained in these terms affects your statutory rights.
Nothing in these terms operate so as to exclude, limit or restrict our liability for death or personal injury.
1.9 Intellectual Property
All intellectual property rights and goodwill in or relating to the contents of the web site belongs to us or to our licensors.
If you do not want content or materials from your web site to appear on our web site, please contact us at above provided address or e-mail
You may download to a local hard disk and print extracts from the web site solely for personal, non-commercial use. You may also recopy downloaded extracts to others for their personal, non commercial use.
You may not reproduce part or all of the contents of the web site in any form unless it is for personal, non commercial use.
You may not copy or otherwise incorporate into or store in any other web site, electronic retrieval system, publication or other work any of the content of the web site in any form (whether hard copy, electronic or other).
You may not frame or link to the web site or any part of it without our express permission.
Nothing contained in these terms or the web site should be construed as granting by implication, estoppel, or otherwise any licence of or right to use any trade mark or similar without our permission. However, copying and printing of web pages which contain trade marks is permitted within the scope of the licence contained above.
1.10 Severability
If any provision of these terms (or part of a provision) is found by any court or administrative body of competent jurisdiction to be invalid, unenforceable or illegal, the other provisions shall remain in force. If any invalid, unenforceable or illegal provision would be valid, enforceable or legal if some part of it were deleted, the provision shall apply with whatever modification is necessary to give effect to the intention of the parties.
1.11 Estate Agent Content
By submitting your details in response to our partnering programme contact us, you represent and confirm that you have the authority to grant a licence on the terms set out below.
You, as an authorised representative of your organisation, grant us (Trinity Mirror plc., Company Number 05565202) a revocable, non-exclusive, royalty-free, sub-licensable and transferable licence to use, reproduce, distribute, display and communicate the property particulars and related materials from your organisation's web site in our search results.
You agree that this licence replaces any conflicting terms contained in your organisation's web site terms or equivalent.
1.12 Governing Law and Jurisdiction
The interpretation and enforceability of this agreement shall be governed by English law, and you and we agree to submit to the exclusive jurisdiction of the English courts for the determination of disputes.
